German American Partnership Program
GAPP - Travel Insurance

Facts at a glance:

GAPP travel insurance
  • BERNHARD Reiseversicherungsmakler GmbH offers inexpensive travel insurance especially for GAPP travel groups
  • The insurance is valid for German pupils/students, teachers and other chaperones for travel to the USA as well as for American pupils/students, teachers and other chaperones in Germany
  • Groups of five or more people
  • The maximum period of validity of the insurance is 90 days
  • The whole travel insurance is valid world-wide, except in war zones!
  • the currently valid insurance tax is already included in the premiums (health insurance is tax-free)


Inform yourself about our premiums and take out the insurance directly here!

Overview - our premiums:

Combination G Combination H Combination I

Health insurance

+ + +
Premium per day / person 0,23 € 0,23 € 0,23 €

Insurance package includes: (with checkmark)

Premium per day / person 0,05 € 0,11 € 0,44 €

Liability insurance

+ + +

Accident insurance

+ + +

Legal expenses insurance

- + +

Baggage insurance

- - +
Total amount (Health insurance+Property package) 0,28 € 0,34 € 0,67 €

Optional additional liability
cover for Internships

Premium per day / person 0,12 € 0,12 € 0,12 €

Optional Travel cancelation insurance

+ + +
Premium 2% from travel price
(max. 3.000 € travel price per person)
2% from travel price
(max. 3.000 € travel price per person)
2% from travel price
(max. 3.000 € travel price per person)

Brief overview: Content of insurance for trips abroad or to Germany (*Information)

TYPE OF INSURANCE INSURANCE COVERAGE

Travel medical insurance

Costs for ambulatory and stationary treatment 100 %
if medically necessary and unavoidable
Pain relieving dental treatment max. 500 €
(not for pre-existing dental issues)
Return costs for further treatment in the home country if medically justifiable and reasonable
Repatriation costs in the event of death up to 25.000 €

Travel liability insurance

Personal- and property damages up to the agreed coverage
Damages to rented movable objects 1.000 €
co-payment 50 € per insured event
Key loss 2.000 €
co-payment 150 € per insured event

Optional additional liability cover for Internships

Internship which is related to the profession
Internship is part of academic studies or of the program "Erasmus-Plus":
Personal injury and property damage:
Insurance coverage up to the agreed limit
Internships which are not part of academic studies or of the program "Erasmus-Plus":
Personal injury and property damage:
Insurance coverage up to 10.000 €. Furthermore, there is agreed a deductible of 100 € per case of damage.

Travel accident insurance

Benefit in case of invalidity 55.000 €
(123.750 € if 100 % Invalidity)
Benefit in case of death Under 18 years 10.000 €
/ over 18 years 25.000 €
Hospital daily benefits including convalescence allowance 10 €
Rescue costs 5.000 €

Travel baggage insurance

Damages and loss through transportation, force majeure, theft, fire, water +
Risk of breaking skis (exept rented, borrowed or lent skis) +
Camping risks +
Insurance sum general 2000 €
(can be increased on request)
Insurance sum for objects of value (cameras, musical instruments etc.) 1.000 €

Travel legal expenses insurance

Settlement of claims both in and out of court +
Defence in the event of criminal proceedings or offences of industrial law and social law proceedings +
Insurance sum 1.000.000 €

Travel cancelation expenses insurance

Information:
Registration must be received at least 14 days before the start of travel
Covering cancelation fees +
Return travel costs beyond the travel price +

Optional additional liability cover for Internships

The coverage depends on the kind of internship and on the program. The following rule applies:
(1) For insured claims during internships which are related to the profession and which are part of the academic studies or of the program "Erasmus Plus", there is insurance coverage up to the agreed limit of liability insurance for personal injury and for property damage.
(2) For insured claims during internships which are related to the profession but which are not part of the academic studies or of the program “Erasmus Plus”, there is insurance coverage up to 10,000 € for personal injury and for property damage.
Furthermore, there is an agreed deductible of 100 € per each case of damage.

NOTE: You can upload a list with all the participants (xls, xlsx, doc,pdf) that must contain at least surname, name, date of birth.

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