Travel insurance for volunteers or a Voluntary Year of Social Service
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Voluntary Service/FSJ International Health Insurance
Bernhard SMART
Bernhard PRO
Term up to 5 years up to 5 years
Age limit up to 34 years up to 34 years
deductible 30,00 € per insured event None
Daily premium without USA/CAN 0,90 € 1,15 €
Daily premium incl. USA/CAN 1,70 € 2,20 €

Additional package

Optional

Optional
Emergency insurance + +
Liability insurance + +
Accident insurance + +
Legal expenses insurance + +
Travel luggage insurance - +
Premium per day/person 0,22 € 0,55 €
Luggage insurance flat rate for outward and return journey - -

Please note:

  • The person question must not be older than 34 years (if older please ask us directly)
  • The insurance must be effected before the begin of the journey
  • The insurance fulfils the official requirements according to the decision of the Council of the European Union of 22.12.2003 (also the Schengen Agreement).
  • The currently valid insurance tax is already included in the bonus (health insurance is tax free)
Voluntary Service/FSJ abroad property package

In addition to health insurance, we recommend our property package with accident, liability, legal protection and, if applicable, luggage insurance. A comprehensive rounding off of your insurance cover abroad. Simply add this to your online policy.

Brief overview: Voluntary Year of Social Service International Health Insurance (*Information)

Brief overview: Voluntary Year of Social Service International Health Insurance (*Information)

Health Insurance
Bernhard SMART
Bernhard PRO
Deductible 30,00 € per insurance case none
Outpatient medical treatments + +
X-ray diagnostics + +
Alternative practitioner services - +
Inpatient curative treatment + +
Outpatient psychoanalytic treatments - 1.000 €
(max. 5 sessions per year)
Medically necessary treatment during pregnancy caused by complaints + +
Accident-caused dentures 500 € 1.000 €
Pain-relieving dental treatment, fillings in one copy per insurance year 250 € 500 €
Medically prescribed medicaments and dressings + +
Return transport to home country medically sensible medically sensible
Accompanying person for patient return transport + +
Transfer or funeral costs up to 10.000 € 10.000 €
Visits to hospital for stays of more than 14 days - 1,000 €
Accident hospital daily allowance with recovery money per day

Brief overview: Voluntary Year of Social Service abroad package (*Information)

Brief overview: Voluntary Year of Social Service abroad package (*Information)

Bernhard SMART
Bernhard PRO

Bei Krankheit/Unfall und Tod

Kostenübernahmeerklärung 10.000 € 15.000 €
Krankentransport 1.000 € 2.500 €
Rücktransport von Gepäck - +
Rückreisekosten ins Heimatland bei Erkrankung von Familienangehörigen - 1.000 €
Hilfe bei Verlust von Kreditkarten und EC- bzw. Maestro-Karten + 2.500 €
Verlust von Reisedokumenten + +
Hilfe bei Umbuchungen + +

Unfallversicherung

Invaliditätsleistung bis 20.000 €
(123.750 € bei 100% Invalidität)
40.000 €
(180.000 € bei 100 % Invalidität)
Todesfall 10.000 €
über 18 Jahre 10.000 € unter 18 Jahre
20.000 €
über 18 Jahre 10.000 € unter 18 Jahre
Bergungskosten 5.000 € 5.000 €

Haftpflichtversicherung

Versicherungssumme pauschal für Personen- und Sachschäden 1 Mio. € 2,5 Mio. €
Mietsachschäden 10.000 € 25.000 €
(Selbstbehalt 20 % mind.50 € je Versicherungsfall)
Schlüsselverlust - 250 €
Selbstbehalt 20 % mind. 50 € je Versicherungsfall
Selbstbehalt 25 €
je Versicherungsfall
25 €
je Versicherungsfall

Reise-Gepäckversicherung

3.000 €
pauschal für Hin- und Rückreise
2.000 €
für die gesamte Reisezeit

Rechtsschutzversicherung

1.000.000 € 1.000.000 €

Policy conditions BERNHARD SMART abroad

Policy conditions BERNHARD PRO abroad

  Details  
Voluntary Service in Germany Health Insurance
Bernhard SMART
Bernhard PRO
Term up to 365 days up to 5 years
age limit up to 34 years
(tariff 35 - 64 years on request)
up to 34 years
Daily premium until the 12th month 1,19 € 1,69 €
as of the 13th month - 1,99 €

Additional package

Optional

Optional
Bernhard SMART
Bernhard PRO
Accident insurance + +
Liability insurance + +
Legal expenses insurance + -
Premium per day/personz 0,26 € 0,29 €

Please note:

  • The person question must not be older than 34 years (if older please ask us directly)
  • The insurance must be effected before the begin of the journey
  • The insurance fulfils the official requirements according to the decision of the Council of the European Union of 22.12.2003 (also the Schengen Agreement).
  • The currently valid insurance tax is already included in the bonus (health insurance is tax free)

Voluntary Service in Germany property package

In addition to health insurance, we recommend our property package with accident, liability, legal protection and, if applicable, luggage insurance. This is an optimal rounding off of your insurance cover for your stay in Germany. Simply add this to your online policy.

Brief overview: Voluntary Year of Social Service in Germany Health Insurance (*Information)

Brief overview: Voluntary Year of Social Service in Germany Health Insurance (*Information)

Bernhard SMART
Bernhard PRO
Age limit 34 to 64 years to 34 years
Outpatient medical treatment costs according to the scale of charges for doctors + +
X-ray diagnostics + +
Alternative practitioner services - +
Outpatient psychoanalytic treatments up to 5 sessions per year - 1.000 €
Inpatient curative treatment + +
Medically necessary treatment during pregnancy caused by complaints + +
Medically necessary treatment during pregnancy caused by complaints + +
pain-relieving dental treatment and repair of dental prosthesis up to max. 500 € 500 €
Restoration of the function of dentures to 50 % - 2.000 €
Accident-related dental prosthesis - 1.000 €
Return transport to the home country if medically reasonable and justifiable if medically useful
Accompanying person for patient return transport - +
Transfer or funeral costs up to € 25,000 € 10,000 €
Visiting a sick person during a hospital stay of more than 14 days - 1.000 €
Post-liability free of charge in case of inability to transport, max. for 90 days + +

Brief overview: Voluntary Year of Social Service in Germany package (*Information)

Brief overview: Voluntary Year of Social Service in Germany package (*Information)

Bernhard SMART
Bernhard PRO

Unfallversicherung

Invaliditätsleistung 55.000 €
(178.750 € bei 100 % Invalidität)
55.000 €
(180.000 € bei 100 % Invalidität)
Todesfall 25.000 €
über 18 Jahre 10.000 € unter 18 Jahre
20.000 €
über 18 Jahre 10.000 € unter 18 Jahre
Bergungskosten 5.000 € 5.000 €

Haftpflichtversicherung

Deckungssumme pauschal für Personen- und Sachschäden bis zur vereinbarten Deckungssume 2,5 Mio. €
Mietsachschäden 500.000 €
an unbeweglichen Sachen
25.000 €
Selbstbehalt 20 % mind. 50 € je Versicherungsfall
Schlüsselverlust 2.000 €
Selbstbehalt 150 € je Versicherungsfall
250 €
Selbstbehalt 20 % mind. 50 € je Versicherungsfall
Abschiebekosten bei behördlich angeordneter Abschiebung - 5.000 €
Selbstbehalt Keine 25 € je Versicherungsfall

Rechtsschutzversicherung

Versicherungsumme 1.000.000 € 1.000.000

Policy conditions BERNHARD SMART in Germany

Policy conditions BERNHARD PRO in Germany

  Details  

Travel Insurance for Volunteers or a Voluntary Year of Social Service

Volunteer Work Abroad

We have compiled an overview of our insurance rates and benefits for voluntary services overseas. Find the ideal insurance package for your trip and book your insurance directly online!

Volunteer service or a Voluntary Year of Social Service abroad provides motivated young people with the opportunity to gain valuable experiences abroad. A foreign travel health insurance, especially for non-European countries, should always be taken before you start your trip.

 

 

Voluntary service in Germany

Look at our voluntary insurance in Germany to get an overview of our rates and services that you can book directly online.

Doing volunteer work in Germany is just as rewarding as everywhere else. There is a lot to discover and even more to learn. To ensure that you have a carefree stay, you should definitly take out a sufficient health insurance policy before the start of your journey.



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