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Foreign lecturers, fellows and interns in Germany
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Foreign interns, lecturers and fellows in Germany Health insurance Bernhard SMART
up to 34 years
Bernhard SMART
35 to 64 years
Bernhard PRO
up to 34 years
Term up to 365 days up to 365 days up to 5 years
Age limit up to 34 years 35 to 64 years up to 34 years
Daily premium until the 12th month 1,19 € 1,25 € 1,69 €
as of the 13th month - - 1,99 €

additional package

Optional

Optional

Optional
Accident insurance + + +
Liability insurance + + +
Legal expenses insurance + + +
Premium per day/person 0,26 € 0,28 € 0,29 €
Online insurance for foreign interns, lecturers and fellows in Germany
Versicherungsabschluss für ausländische Dozenten.
Online insurance for foreign interns, lecturers and fellows in Germany

Please note:

  • Only persons not older than 64 years can be insured
  • the insurance can be taken out for up to 5 years up to an age of 34 years only
  • The currently valid insurance tax is already included in the premiums (health insurance is tax-free)
Foreign interns, lecturers and fellows in Germany property package


Our property package with liability, accident and legal expenses insurance is an ideal supplement to health insurance to enable you to have a carefree stay in Germany. Simply book the property package with your online policy!

  Details  

Insurance for foreign lecturers, fellows and interns in Germany

Who needs a lecturer insurance?

Experience has shown that lecturers, fellow students and interns from universities and scientific institutes who spend long periods of time in Germany have numerous problems in the area of hedging against risks. Above all, the insurance against the financial consequences of illness and accidents is often not optimally solved. In addition, the authorities require proof of the existence of health insurance in order to issue a residence permit.

What travel insurance do I need as a foreign lecturer in Germany?

Here you can find an overview of our insurances for the protection during your stay in Germany. We recommend our property package with liability, accident and legal protection insurance as an optimal supplement to the foreign health insurance. With it you can enjoy your stay in Germany without worries. Simply add the package to your online booking.

What travel insurance do I need as a foreign lecturer in Germany?
Graphic: What travel insurance do I need as a foreign lecturer in Germany?

Important information at a glance:

  • Insurance only for persons not older than 64 years of age
  • Duration of insurance up to 5 years only for persons not older than 34 years
  • the currently valid insurance tax is already included in the premiums (Health insurance is tax-free)

Paying for online bookings

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Easy to pay with:

- Direct debit

- Bank transfer

- Credit card (Mastercard / VISA / American Express)

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