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Travel Cancellation Insurance for Holiday Travel
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Our travel cancellation insurance Würzburger Versicherungs-AG HanseMerkur Reiseversicherungs AG
Travel cancellation insurance up from 5 €
(The premium depends on the travel price)
travel price 3000 €/age limit until 64 years 2,0 % -
travel price 3000 €/age limit from 65 years 2,8 % -
travel price up to 10.000 €/age limit until 64 years 2,20 % -
travel price up to 10.000 €/age limit from 65 years 4,28 % -
Travel cancellation insurance/holiday guarantee Included in the travel cancellation in addition from 2 €
Our travel cancellation insurances for you

We have the right insurance deal for every target group!

Scope of services: travel cancellation insurance

Würzburger Versicherungs AG HanseMerkur Reiseversicherungs AG
Period total trip duration
Reimbursement of contractually owed cancellation costs for insured reason
- if the trip does not start +
- in case of non-use of the rental property +
Reimbursement of additional outward travel costs incurred -
Reimbursement of additional costs for partial cancellation (e.g. single room supplement) -
Reimbursement of rebooking costs -
Insured risks in the travel cancellation insurance
Serious accident injury, unexpected serious illness, death +
Pregnancy, vaccination compatibility +
Fracture of prostheses -
Termination for operational reasons and reinstatement after unemployment, short-time work -
Considerable damage to the property of the insured person as a result of fire, natural disasters or criminal acts of third parties +
student protection +
No transfer of a student if it is a school trip or class trip +
Means of transport delay -
Illness of a dog of an insured person registered for the trip -
Deductible: at least 25 €, in case of illness 20% 0 € Exception: in case of outpatient treated illness 20 % at least 25 €
Scope of benefits in travel interruption insurance/holiday guarantee Würzburger Versicherungs-AG
Period max. up to 180 days
Delayed start of the journey
Reimbursement of unused booked and insured travel services -
I'm sorry to interrupt your trip.
Reimbursement of the total travel price if the trip is cancelled within the first half of the trip (max. within the first 8 days) -
Reimbursement for unused travel services if the trip is cancelled within the second half of the trip (at the latest from the 9th day) -
Additional costs +
Travel interruption
Reimbursement of unused insured travel benefits -
in case of a round trip, reimbursement of the additional travel costs in order to get back to the travel group -
Delayed return for insured reason
Reimbursement of additional costs for extended stay -
Reimbursement of additional return travel expenses -
Insured risks in travel interruption insurance
Severe accident injury, unexpected serious illness or death +
Pregnancy +
Considerable damage (from 2,500 €) to the property of the insured person +
Fracture of prostheses -
Means of transport delay -
Natural disasters and natural disasters at the holiday resort -
Retention minimum 25 €, in case of illness 20%
Sum insured: 10.000 € max. up to the amount of the respective travel price
Conclusion of contract within one week after booking the trip, at the latest 14 days before commencement of travel
  Details  

Travel cancellation insurance

The travel cancellation insurance provides for the reimbursement of the costs of travel cancellation. This applies to all travel cancellation costs as a result of the unexpected failure to start your journey - whether holiday or business trip, especially cancellation costs. Cancellation insurance can be taken out with or without a deductible.

Why is it wise to conclude a travel cancellation insurance?

There are many reasons why a holiday may have to end earlier than initially planned. In certain situations, for example, if a family member falls ill or dies, or one learns about the loss of a job or a break-in at home during a holiday trip, there is no way of peacefully resuming the trip. An early return is always associated with high costs, starting with rebooking fees or additional hotel nights. A travel cancellation insurance will cover this.

Reasons for assumption of costs in case of cancellation can be found here.

Please note: The travel cancellation insurance needs to be concluded at the latest 30 days before your journey, we also represent an insurer who (also) offers insurance which needs to be concluded 14 days before your journey
For last-minute bookings within 30 days prior to departure, insurance cover only exists if the cancellation insurance and cancellation insurance was taken out on the booking day or at least on the following day.

Travel cancellation insurance reasons

Travel cancellation insurance reasons
* Image: Travel cancellation insurance Reasons for assumption of costs

What does travel interruption insurance cover?

The travel cancellation insurance covers costs incurred if you cancel a travel booking before the start of the trip. This includes the money that you have already paid for travel and accommodation and which you will receive only partially or not at all refunded by the tour operator or the hotel or transport company if you cancel the trip.

Costs for travel cancellation - Cancellation costs?

The amount of these cancellation costs always depends on how close the trip is cancelled before the start of the trip. The following applies: the closer to the start of the trip, the higher the cancellation costs incurred for the trip. In the best case, however, you can amount to up to 100% of the tour price (please consider the respective deductible information).
However, if you take out travel cancellation insurance in good time, you do not need to worry about this, as you will be reimbursed the contractually agreed cancellation costs if you cancel your trip for one of the insured reasons. 


Important facts about travel cancellation insurance:

The travel cancellation insurance ends with the start of your trip and from that point on no longer come up for any costs that might arise. Financial damages due to early completion of the journey are covered by the travel interruption insurance. In most cases it is recommendable to combine travel cancellation insurance with travel interruption insurance. Some insurers already offer such combined package deals.

Who is insured?

The travel cancellation insurance provides cover for insured persons that are insured amongst each other and have booked the trip together and are listed by name.

Relatives of an insured person are also covered. This includes:

  • Spouses, Children, Parents, Grandparents, Parents-in-law, Siblings, and depending on the insurance conditions

Deductible for travel cancellation insurance?

What does deductible mean? Cancellation insurance can be taken out with or without a deductible. If this is taken out without a deductible, the insurance covers the full cancellation costs. If the policy is taken out with a deductible, the respective tariff regulates the insured person's own contribution to the cancellation costs.


More cancellation insurances:

Last-minute travel cancellation insurance

Last minute travel cancellation insurance

If you want to book your vacation at short notice we have the right travel insurance policy for you: The last minute travel cancellation insurance is valid for all trips that start at the maximum of 30 days after having booked the trip.

Our Services:

  • If you have to cancel your trip, your travel insurance will reimburst you for all contractually owed cancellation costs that might arise through an unexpected and serious illness, a family emergency, bereavement, a serious accidental injury, weather or natural disaster etc. 
  • However, the reason for cancellation must be listed in the policy for a cancellation to be covered and the cancellation must occur within the time frame defined in the policy.
  • The insurance policy covers all potential costs, with the exception of illnesses treated in outpatients. In this case, the deductible is 20% of the reimbursable damage, but at least 25.00 EUR per insured person.
  • However, please note that the insurance coverage only applies to trips that are booked at least 30 days before departure.

Premium from 5 €!

Book your Last Minute travel cancellation insurance with our partner online!

 

 

Last Minute Cancellation Insurance with Holiday Guarantee (trip interruption)

Last Minute Cancellation Insurance with Holiday Guarantee (trip interruption)

Our last minute travel insurance guarantees optimal coverage and offers a complementary warranty if you have to reschedule your vacation due to an unforseen trip interruption. This coverage reimburses up to 100% of your pre-paid, non refundable travel costs when an unforeseen and covered event causes you to cancel your trip. If you have to cancel your trip, your travel insurance will reimburses you for all contractually owed cancellation costs that might arise through an unexpected and serious illness, a family emergency, bereavement, a serious accidental injury, weather or natural disaster etc. However, the reason for cancellation must be listed in the policy for a cancellation to be covered and the cancellation must occur within the time frame defined in the policy.

Our Services:

The insurance policy covers all potential costs, with the exception of illnesses treated in outpatients. In this case, the deductible is 20% of the reimbursable damage, but at least 25.00 EUR per insured person.   

However, please note that the insurance coverage only applies to trips that are booked at least 30 days before departure. 

Trip interruption coverage: Trip interruption is post-departure coverage that reimburses you up to the covered amount defined in the policy for unused travel expenses that you will forfeit if you have to end your trip and return home (max. within the first 8 days). In addition, trip interruption coverage provides additional reimbursement to cover the costs that result from the purchase of additional tickets to return home. At the end a pro rata refund will determine the amount of unused services.

Premium from 6 €

Book your Last Minute Travel Cancellation insurance plus holiday guarantee with our partner online!

 

 

Annual travel cancellation insurance plus Holiday Guarantee awarded by Stiftung Warentest as WINNER:

Annual travel cancellation insurance plus Holiday Guarantee awarded by Stiftung Warentest as WINNER:

The services of the annual travel cancellation insurance plus holiday guarantee:

  • Travel cancellation insurance

Annual travel cancellation insurance pays off especially for people who travel more than once a year and is particularly advantageous compared to individual insurance deals. You can travel as often as you like without having to register for the trips at the insurance company. Annual insurance contracts are concluded for at least one year and are renewed automatically from year to year.

  • Holiday guarantee

The holiday guarantee offers you insurance cover if you have already started your journey. Whether in the event of an interruption of the journey, the early termination of your trip or a delayed return journey, we will reimburse the additional costs of the return trip for an insured event, the complete travel expenses (maximum within the first 8 days, later proportionally) or the unused travel services. 

  • no deductible for all insured events!
  • valid for any number of trips
  • travel time up to 56 days
  • worldwide validity
  • without age supplements or age limits
  • five people are insured with each other
  • divorces are covered by insurance
  • premiums for individuals and families
  • the contract will automatically be renewed for another year if it is not cancelled in writing three months before expiry
  • awarded by Stiftung Warentest as TEST WINNER with GUT 12/2010

 

Examples of annual premiums:

69, - EUR for individuals, sum insured 2,000, - EUR

189, - EUR for families, insured amount 6,000, - EUR

Book your annual travel cancellation insurance with our partner online!

 

 

Ticket cancellation insurance - cancellation insurance for your ticket

Ticket cancellation insurance - cancellation insurance for your ticket

If you buy expensive tickets for a concert, festival, musical, sports game etc. and are for some reason unable to attend the event, a ticket insurance will cover the costs in case of an unforseen cancellation.

What kind of tickets does the ticket insurance cover?

  • Musical tickets
  • Concert or festival tickets
  • Theater tickets
  • Tickets to sports games
  • Scope of validity: Germany
  • No deductible

Conclusion period: the insurance must be effected alongside with the booking but at least30 days before the event. If there are less than 30 days between the reservation and the event, the effecting of the insurance policy should take place than at the latest on the third working day after your reservation.

Book your Ticket cancellation insurance directly with our partner!

 

 

Hotel cancellation insurance

Hotel cancellation insurance

The ideal insurance package for your next family vacation to Europe! Hotel cancellation cover and refund for additional services included!

Hotel cancellation insurance coverage includes:

  • Refund of contractual cancellation fees for the non-commencement of the hotel arrangements and/or the travel expenses
  • Refund of unclaimed payments due to early termination of the hotel arrangements
  • Coverage of the costs for late deferred return journey after the occurrence of a elementary event to max. 5,000.00 EUR
  • Transmission of information in case of accident or illness
  • Organization and assumption of costs for a return transport to Germany (if that is your place of residence) up to 2,500.00 EUR
  • 24/7 Emergency assistance 365 days a year
  • Scope of validity: Europe
  • Deductible: No deductible for any insured event with the exception of outpatient medical treatment. In this case, the deductible is 20% of the reimbursable damage but at least 25.00 EUR per insured person.


Conclusion period:
the insurance must generally be effected alongside with the booking but 30 days before the start of the trip at the latest . If there are less than 30 days between reservation and beginning of the trip, the insurance should be taken out on the third working day after booking the trip at the latest.


Premium from 8 €

Hotel cancellation insurance directly with our partner!

Seminar cancellation insurance

Seminar cancellation insurance

Reasons for a seminar cancellation insurance: imagine you book your conferences a few weeks in advance and then you get sick only days before your departure. The seminar cancellation insurance reimburses you for the resulting cancellation costs, including any hotel expenses. Coverage for follow-up seminars must be effected separately.

Our services:

  • Refunding of cancellation fees (if due to an insured reason
  • Refunding of the additional travel costs
  • The premiums are applicable to the insured seminar and associated accommodation costs
  • Additional coverage for follow-up seminars must be insured separately
  • Scope of validity: Germany
  • Deductible: No deductible, as the insurance policy covers all potential costs, with the exception of illnesses treated in outpatients. In this case, the deductible is 20% of the reimbursable damage, but at least 25.00 EUR per insured person.

However, please note that the insurance coverage only applies to trips that are booked at least 30 days before departure.

Important facts:

Completion deadline: The seminar cancellation insurance should be contracted immediately upon booking, but not later than 30 days before the seminar begins. If there are less than 30 days between the reservation and the start of the seminar, the conclusion of the insurance should take place no later than the third working day after booking.

Book your Seminar cancellation insurance directly with our partner!

 

 

Policy conditions:

Travel cancellation insurance

Annual travel health insurance for individuals or families

Annual travel cancellation insurance for any number of trips

Annual cancellation insurance plus holiday guarantee

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