International Health Insurance for foreigners in Germany and travelers from Germany abroad
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German guests abroad Health insurance (foreign health insurance) up to 18 years 19 to 34 years 35 to 64 years from 65 years
Term up to 1 year up to 1 year up to 1 year up to 1 year
Daily premium without USA/CAN 0,99 € 0,99 € 1,15 € 2,10 €
Daily premium incl. USA/CAN 2,50 € 2,50 € 3,10 € 4,20 €
Term over 1 year
up to 5 years
over 1 year
up to 5 years
over 1 year
up to 5 years
over 1 year
up to 5 years
Daily premium without USA/CAN up to max. 75 years 1,50 € 2,97 € 2,97 € 11,87 €
Daily premium incl. USA/CAN up to max. 75 years 3,60 € 5,93 € 5,93 € 23,73 €

Additional package

Optional

Optional

Optional

Optional
Term up to 1 year up to 1 year up to 5 years up to 1 year
Accident insurance + + +
Liability insurance + + +
Daily premium: Duration up to 1 year 0,20 € 0,20 € 0,29 €
Optional additional liability cover for internship
Premium per day 0,12 € 0,12 € -

Emergency insurance
+
Liability insurance +
Accident insurance +
Travel luggage insurance +
Daily premium: Duration over 1 year to 5 years 0,49 €
Term 1 to 5 years
Online booking term 1 to 5 years

 

 

Online insurance for German guests abroad

Please note:

  • maximum term is 1 year
  • Exact billing on the day of early return journey
  • Contribution differences according to age group
  • The currently valid insurance tax is already included in the premiums (health insurance is tax-free)
German Guests abroad property package

With accident, liability and luggage insurance, you round off your travel insurance cover and create the basis for a relaxed holiday. Simply add our property package to your online policy!

Brief overview: German guests abroad Health insurance (foreign health insurance)

Brief overview: German guests abroad Health insurance (foreign health insurance)

German guests abroad Health insurance (foreign health insurance) up to 18 years 19 to 34 years 35 to 64 years about 65 years
Duration to 1 year to 1 year to 1 year to 1 year
Daily premium without USA/CAN 0,99 € 0,99 € 1,15 € 2,10 €
Daily premium incl. USA/CAN 2,50 € 2,50 € 3,10 € 4,20 €
term over 1 year
up to 5 years
over 1 year
up to 5 years
over 1 year
up to 5 years
over 1 year
up to 5 years
Daily premium without USA/CAN up to max. 75 years 1,50 € 2,97 € 2,97 € 11,87 €
Daily premium incl. USA/CAN up to max. 75 years 3,60 € 5,93 € 5,93 € 23,73 €

Additional item package

Optional

Optional

Optional

Optional
Duration to 1 year to 1 year to 1 year to 1 year
accident insurance + + + +
Liability insurance + + + +
Daily premium: Duration up to 1 year 0,20 € 0,20 € 0,19 € 0,29 €
Optional liability additional cover for internship damages
Premium per day 0,12 € 0,12 € -
emergency insurance- - - + -
Liability insurance + + + +
accident insurance + + + +
Travel luggage insurance- - - + -
Daily premium: duration over 1 year to 5 years 0.49 € 0.49 € 0.49 € 0.49 €

Brief overview: German Guests abroad package (*Information)

Brief overview: German guests abroad package

bis 18 Jahre bis 34 Jahre 35 bis 64 Jahre ab 65 Jahre

Unfallversicherung

+ + + +
Invaliditätsleistung bis 55.000 € (123.750 € bei 100 % Invalidität 55.000 € (123.750 € bei 100 % Invalidität 40.000 € (140.000 € bei 100 % Invalidität) 55.000 € (123.750 € bei 100 % Invalidität
Todesfall 25.000 € über 18 Jahre 10.000 € unter 18 Jahre 25.000 € über 18 Jahre 10.000 € unter 18 Jahre 5.000 € 25.000 € über 18 Jahre 10.000 € unter 18 Jahre
Bergungskosten 5.000 € 5.000 € 5.000 € 5.000 €

Haftpflichtversicherung

+ + + +
pauschal für Personen- und Sachschäden 5 Mio. € 5 Mio. € 2,5 Mio. € 5 Mio. €
Haftpflichtversicherung Mietsachschäden an unbeweglichen Sachen 500.000 € 500.000 € 25.000 € 500.000 €
Schlüsselverlustrisiko 2.000 €
Selbstbet. 150 €
2.000 €
Selbstbet. 150 €
250 € 2.000 €
Selbstbet. 150 €

Optionale Haftpflicht-Zusatzdeckung für Praktikumsschäden

im Rahmen eines Studiums oder Erasmus-Plus Programms: Personen- und Sachschäden bis zur vereinbarten Deckungssumme der Haftpflichtversicherung bei Personen- und Sachschäden bis zur vereinbarten Deckungssumme der Haftpflichtversicherung bei Personen- und Sachschäden - -
Außerhalb eines Studiums oder Erasmus-Plus Programms: Personen- und Sachschäden mit einer pauschalen Deckungssumme von 10.000 Euro bei einem SB von 100,- Euro je Versicherungsfall mit einer pauschalen Deckungssumme von 10.000 Euro bei einem SB von 100,- Euro je Versicherungsfall - -

Reisegepäckversicherung für die gesamte Reise

- - 2.000 € -

Notfallversicherung

- - + -
bei Krankheit, Unfall, Tod
Kostenübernahmeerklärung 15.000 €
Krankentransport 2.500 €
Rücktransport Gepäck +
Reisekosten ins Heimatland bei Erkrankung Familienangehöriger 1.000 €
Hilfe bei Haft- und Haftandrohung (Darlehen) 2.500 €
Darlehen bei Strafkaution 15.000 €
Verlust von Reisezahlungsmitteln 2.500 €
Verlust von Reisedokumenten +
Abweichungen bei Tarif bis 5 Jahre
(ab 1 Jahr bis 5 Jahre)
es gelten die Bedingungen des Tarifes für 35 bis 64 Jahre es gelten die Bedingungen des Tarifes für 35 bis 64 Jahre keine Änderungen es gelten die Bedingungen des Tarifes für 35 bis 64 Jahre

Policy conditions - Guests abroad up to 1 year

Policy conditions - Guests abroad 35 to 64 years

Policy conditions - Guests abroad over 1 year

  Details  
Foreign guests in Germany Health insurance SMART PRO
Health insurance + +
Term up to 1 years up to 5 years
Daily premium up to 18 years of age 0,99 € 1,83 €
Daily premium 19 to 34 years 0,99 € 3,30 €
Daily premium 35 to 64 years 1,25 € 3,30 €
Daily premium from 65 years of age 2,10 € 12,20 €
(max. up to 75 years)

Additional package

Optional

Optional
Accident insurance + +
Liability insurance + +
Legal expenses insurance + +
Daily premium up to 18 years of age 0,26 € 0,23 €
Daily premium 19 to 34 years 0,26 € 0,26 €
Daily premium 35 to 64 years 0,28 € 0,26 €
Daily premium from 65 years of age 0,35 € 0,36 €
(max. up to 75 years)
Online insurance for foreign Guests in Germany

Please note:

  • This insurance fulfils official requirements, including those of the Schengen Agreement
  • maximum term is 1 year
  • Contribution differences according to age group
  • The currently valid insurance tax is already included in the premiums (health insurance is tax-free)
Foreign Guests in Germany property package

To ensure that your stay is as carefree as possible, we recommend our property package with liability, accident and legal expenses insurance in addition to health insurance. Simply add this package to your online booking.

Brief overview: Foreign Guests in Germany Health Insurance (*Information)

Brief overview: Foreign Guests in Germany Health Insurance (*Information)

SMART PRO.
Age limit no age limit
Outpatient medical treatment costs according to the scale of charges +
X-ray diagnostics +
Inpatient medical treatment in the general nursing class incl. operations and patient transport to the nearest hospital +
Pregnancy examination and treatment, delivery after 8 months waiting time -
Preventive medical check-ups (6 months waiting time) -
Pain-relieving dental treatment as well as repairs of dental prostheses up to max. 500 €
Medically prescribed medicaments and dressings +
Return transport to the home country if medically reasonable and justifiable
Transfer or funeral costs up to € 25,000 €
Visual aids per year -

Brief overview: Foreign Guests in Germany package (*Information)

Brief overview: Foreign Guests in Germany package (*Information)

Unfallversicherung

+ +
Invaliditätsleistung 55.000 €
(123.750 € bei 100 % Invalidität)
25.000 €
(ab 90 % Invalidität 50.000 €)
Todesfall 25.000 €
über 18 Jahre 10.000 € unter 18 Jahre
5.000 €
Bergungskosten 5.000 € -

Haftpflichtversicherung

+ +
Pauschal für Personen- und Sachschäden bis zur vereinbarten Deckungssume 1,5 Mio. €
Mietsachschäden an unbeweglichen Sachen 500.000 € -
Schlüsselverlust 2.000 €
Selbstbehalt 150 € je Versicherungsfall
-

Rechtsschutzversicherung

+ +
Versicherungssumme 1.000.000 € 1.000.000 €

Policy conditions - Guests in Germany SMART

Policy conditions - Guests in Germany PRO

  Details  

Travel Insurance for Foreign Guests in Germany and German Guests Abroad: International Health Insurance

Get an overview of our tariffs and services, regardless of whether you want to travel abroad or come to Germany from abroad. Here you can conclude your desired tariff directly online!

Important protection abroad: health insurance abroad

Comprehensive international health insurance should be an integral part of any holiday planning. Because only adequate insurance cover guarantees you a carefree stay abroad. With our premiums, we offer you all-round travel cover. The international health insurance is by far the most important supplementary insurance, since the German health insurance funds do not cover all costs abroad. For foreign guests travelling to Germany, the foreign health insurance is just as important so that the costs in the case of medical treatment in Germany are covered in any case.

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