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Exchange travel insurance
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Insurances for travel groups abroad or to Germany Standard Optimal
Health insurance abroad + +
Age group up to 34 years, premium per day/person 0,23 € 0,23 €
Age group 35 - 64 years, premium per day/person 0,46 € 0,46 €
Age group from 65 years, premium per day/person 0,92 € 0,92 €
Package includes: (with tick) Optional Optional
Liability insurance + +
Casualty insurance + +
Legal costs insurance + +
Travel luggage insurance - +
Age group up to 34 years, premium per day/person 0,26 € 0,54 €
Age group 35 - 64 years, premium per day/person 0,28 € 0,56 €
Age group from 65 years, premium per day/person 0,35 € 0,63 €
Optional additional liability cover for internship damages
Premium per day/person 0,12 € 0,12 €
Additional travel cancellation insurance
Age group up to 34 years, premium 2% from tour price
(max. 3000€ travel price per person)
2% from tour price
(max. 3000€ travel price per person)
Age group 35 - 64 years, premium 2% from tour price
(max. 3000€ travel price per person)
2% from tour price
>(max. 3000€ travel price per person)
Age group from 65 years, premium 2.8% from travel price
(max. 3000€ travel price per person)
2.8% from travel price
(max. 3000€ travel price per person)

Brief overview: Content of insurance for trips abroad or to Germany (*Information)

Brief overview: Content of insurance for trips abroad or to Germany (*Information)

Insurance line of business scope of insurance
Health insurance
Medical expenses for outpatient and inpatient treatment 100 %
if medically necessary and unavoidable
Analgesic dental treatment max. 500 €
(not for existing tooth damage)
repatriation costs for further treatment in the home country if medically reasonable and justifiable
Transfer costs in case of death up to 25.000 €
Travel liability insurance
Personal injury and property damage 5 million €
Damage to rented movable property 1,000 €
with excess 50 € per insured event
loss of keys 2.000 €
with excess 150 € per insured event
Optional liability additional cover for internship damages
Participation in job-specific internships
In the context of a course of study or Erasmus Plus program:
personal injury and property damage:
up to the agreed sum insured under liability insurance for personal injury and property damage
Other than of a course of study or Erasmus-Plus program:
Personal injury and property damage:
with a flat-rate sum insured of 10,000 € with a deductible of 100 € per insured event
Travel accident insurance
Disability benefit 55,000 €
(123,750 € for 100% disability)
Death benefit Under 18 years 10,000 €
/ Over 18 years 25,000 €
Hospital daily allowance with recovery money 10 €
salvage costs 5.000 €
Travel luggage insurance
Damages and losses due to transport, force majeure, theft, fire, water +
Ski breakage risk (except hired, borrowed or rented skis) +
Camping risk +
Sum insured general 3000 €
(can be increased on request)
Sum insured own musical instruments 1.000 €
Travel legal protection
judicial and extrajudicial assertion of claims for damages +
Defence in criminal proceedings or administrative offences for labour and social law proceedings +
Sum insured 1.000.000 €
Travel cancellation insurance
Note:
Must be completed at least 14 days prior to departure
Cancellation charges paid +
Return travel costs that exceed the travel price +

Policy conditions

NOTE: You can upload a list with all the participants (xls, xlsx, doc,pdf) that must contain at least surname, name, date of birth.

  Details  
Insurances for travel groups in Germany Standard Optimal
Package includes: (with tick)</</b> Optional Optional
Liability insurance + +
Casualty insurance + +
Legal costs insurance + +
Travel luggage insurance - +
Age group up to 34 years, premium per day/person 0,26 € 0,54 €
Age group from 35 - 64 years, premium per day/person 0,28 € 0,56 €
Age group from 65 years, premium per day/person 0,35 € 0,63 €
Optional additional liability cover for internship damages
Premium per day / person 0,12 € 0,12 €
Additional travel cancellation insurance + +
Premium from travel price 2%
from 65 years 2,8 %
(max. 3000€ travel price per person)
2%
from 65 years 2,8 %
(max. 3000€ travel price per person)

Brief overview: Content of insurance for trips within Germany (*Information)

Brief overview: Content of insurance for trips within Germany (*Information)

Insurance line of business scope of insurance
Travel liability insurance
Personal injury and property damage 5 million €
Damage to rented movable property 1,000 €
with excess 50 €
per insured event
Key loss 2.000 €
with excess of 150 € per insured event
Optional liability additional cover for internship damages
Participation in job-specific internships
In the context of a course of study or Erasmus Plus program:
personal injury and property damage:
up to the agreed sum insured under liability insurance for personal injury and property damage
Other than of a course of study or Erasmus-Plus program:
Personal injury and property damage:
with a flat-rate sum insured of 10,000 € with a deductible of 100 € per insured event
Travel accident insurance
Disability benefit 55,000 €
(123,750 € for 100% disability)
Death benefit 10,000 € under 18 years /
25,000 € over 18 years
Hospital daily allowance with recovery money 10 €
salvage costs 5.000 €
Travel luggage insurance
Damages and losses due to transport, force majeure, theft, fire, water +
Ski breakage risk (except hired, borrowed or rented skis) +
Camping risk +
Sum insured general 2.000 €
(can be increased on request)
Sum insured Valuables (camera, musical instruments, etc.) 1,000 €
Travel legal protection
Judicial and extrajudicial assertion of claims for damages +
Defence in criminal proceedings or administrative offences for labour and social law proceedings +
Sum insured 1.000.000 €
Travel cancellation insurance
Note:
Must be completed at least 14 days prior to departure
Payment of cancellation fees +
Return travel costs that exceed the travel price +

Policy conditions

NOTE: You can upload a list with all the participants (xls, xlsx, doc,pdf) that must contain at least surname, name, date of birth.

  Details  

Insurances for youth/- student travel groups travelling abroad or throughout Germany

 

Important facts about our insurances for exchange programs:

  • Favourable travel insurance framework tariffs for all school exchange programs in cooperation with the Landesjugendringen
  • The insurance for exchange programs is designed for the special needs of exchange measures
  • It applies to German exchange programs at home and abroad, as well as to foreign participants travelling to Germany
  • The insurance applies to groups consisting of at least of 5 persons
  • The insurance duration can be up to 90 days
  • The travel insurance applies world-wide, except in war zones
  • The currently valid insurance tax is already included in the premiums (health insurance is tax-free)



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